If you choose not to participate in Cardinal Care, you'll need to request a waiver from Cardinal Care coverage each academic year by the applicable deadline. If you do not submit your waiver by the applicable deadline, and there is not enough time to process your request, your request for waiver may be denied. It is important you meet the applicable deadlines listed below.
Once you've submitted the request to waive Cardinal Care coverage, your request will be reviewed. If it is determined that your alternative insurance policy meets the minimum standards for coverage, your request for a waiver will be approved and you will be removed from Cardinal Care coverage.
If it is determined that your insurance policy does not meet the required minimum standards, your request for a waiver will be declined and you will remain enrolled in Cardinal Care for the remainder of the academic year.
In either scenario, you will receive an email immediately letting you know that your request for a waiver has been submitted. This is NOT an approval of your request for a waiver. Once a waiver determination is made, you will receive an email notification within 10 business days of your submission with the status of your request.
You may submit a request to waive Cardinal Care coverage during the following waiver periods:
Autumn Quarter Entry (Annual) - 08/15/2024 - 09/15/2024
Winter Quarter Entry (New Students) - 11/25/2024 - 12/15/2024
Spring Quarter Entry (New Students) - 02/25/2025 - 03/15/2025
Summer Quarter Entry (New Students) - 05/20/2025 - 06/15/2025